Tag Archives: policy

My Personal Views About Our Government

For many years I have been a smoker.  My wife is also a smoker.  We have changed our lives to make our daughters life better.  We originally smoked in the house, but we stopped so that my daughter wouldn’t be adversely effected by the smoke.

With that being said… I have to say that I personally believe that the government takes action on things that they want out of the picture because they might not be making as much money as they would want.

Look at how New York tried to ban certain sized drinks.  It is not the governments place to tell us what size drink we can have.  We should be the smarter people to know what size we need, or want.  There are many facts that are not taken into consideration when you read actual statistics.  I am not saying that the statistics aren’t biased, skewed, or whatnot.  The numbers do not show how many people could have cancer due to water, environment, and many other things.  It is incredible how the politicians automatically make new legislature to slow down, or eliminate smoking.

The OUTSIDE is OUTSIDE.  If the government is going to come down on smoking then they need to actively enforce pollution from vehicles, factories, and other things.

Here are a few points in regards to this…

  • At the Disney World Resort you can smoke in secluded little areas so that you aren’t seen for the most part.  At the Disney World Resort you can drink anywhere you want.  (Magic Kingdom “Not Included”)
  • Same is true for many other amusement parks.
  • Certain towns have made it illegal to smoke in your own car if their is a child present.
  • Smoking at a park is illegal. 
  • Smoking in a restaurant is illegal.  (Even outside areas in most.)

Alcohol brings DWI’s, DUI’s, and accidents that can lead to death.  I have not heard of a case where smoking caused an accident that lead to death, but there may be one person out there that can’t handle their cigarette.  I personally believe that every single car that is manufactured should have a breathalyzer installed at the factory before shipping.  There would be a big response to this by the public, and the insurance companies would love the added values of it.  I am sure that there are ways to circumvent the process, but there are ways to make sure those measures aren’t deviated from.  When it comes to drinking at amusement parks, water parks, and such the key point to keep in mind is that alcohol isn’t something we want children getting involved with, but they allow adults to drink in front of children.  How hypocritical is that?  We don’t want the kids to see smoking happening, but we will allow them to see drinking going on.  Alcohol not only brings certain issues that we all know of, but it brings others that most people don’t think of.  Alcohol coming from glass containers can also be issued because of broken glass that causes flat tires, cuts, and deaths.  Sugar is not good for everyone, but I don’t see them taking that off the market, banning it, or limiting it.  Guns kill a lot of people too, but the government only fights their battles with the gun control laws when a major situation arises.  If everyone had a gun there would be a lot more thinking before shooting because you wouldn’t know what the other guy has.

The government has been allowed to take our freedoms away from us for too long.  When will we all stand up and fight for what we have?  If we don’t fight for our beliefs then we will have no beliefs in the end, and we will end up living behind a WALL like they had in Russia.  If you value your freedoms please start communicating with your congressman.

In all reality I would rather my child smoke over drink alcohol.

Do I Need Life Insurance?

I am starting to think that I do.  You see my wife is always goofing around about knocking me off, and I know it is a “Funny-Funny, HaHa”, but it made me think about what really would happen if something was to happen to me.  My daughter, and my wife would have to do some serious revamping of their lives.  This is because I am the only source of money for the family.  She doesn’t have the resources to cover a car payment, house payment, bills, and more.

This being said I happened to talk to a client of mine about getting a term life insurance quote.  She advised me that it wouldn’t be a major problem at all.  She started giving me rough calculations and that’s what made me decide that I will have to look further into getting a policy after the new year.  Money is tight right now, and I can’t afford the extra little bit that will be necessary.

I am not worried about what they do with me after I am gone.  Not like I can do anything about it anyway.  The things that I do to make sure my family is taken care of.

Criminal Treatment Of Customers

When a person gets into an accident and the insurance company determines who they feel is at fault is probably the most crooked determination in the world.  If the police don’t charge anyone, then who is the insurance company to decide what they don’t have any clue about?  I was involved in an accident in which the driver of another car moved to the middle of a lane because she was turning left, and then decided to turn right, but I struck their car slightly when she came into my trucks path.  Allstate determined that I was at fault, and this caused my insurance rates to be subject to an increase with any company, even the ones that have cheap auto insurance quotes knowing about this ticket.  Geico said there was nothing I could do, but I am anxious to get to the bottom of the matter.  This is also the same company that decided that they were going to cancel my policy because I didn’t send in a survey that in fact I never received.  If you have Allstate then I suggest based on experience… Run… Don’t walk.

Does anyone have any suggestions for contesting a determination?