Category Archives: Economy

Time To Go Green With Solar Energy

For the last few years I have been telling my wife that I would love to save us a little money by getting a solar system on the house.  Well, late last year I heard a commercial about getting a solar system for $0 down.  Keep in mind that as time goes on the cost for electricity goes up.  A few years ago electric was far cheaper than it is today, and delivery costs did not exist.

We called the company and within a few days a man came out to the house and went over all of the fine details.  After hearing his offer I decided to shop around and see what else was available to me.  I found another company that offered me a system with more GUARANTEED Killowats Per Year.  Sungevity gave me information that I didn’t have to decode, or have a science degree to figure out.

We started out with the web interface that pinpoints your house, and asks some general questions about your current electric.  Once that was completed I got a email back the following day with “Projected” system specifications.  In a lot of ways I found this easier than getting home insurance quotes, or even an rv insurance quote.  If your house is not feasible they will email you why, and you can decide on resolving the issue if you want to still go solar.  We then signed a contract based on those calculations.  (You are fully able to cancel the contract if anything isn’t as you desire in the next steps.)  The next step was to have a site inspection.  During the site inspection they check shading, roof, electric, and a few other things.

We signed our contract at the beginning of October 2011.  By the beginning of December everything was in line regarding paperwork, and permits were applied for.  When we came back from vacation the first week of January we were contacted to schedule our installation.  Last Friday the trucks rolled in and started the installation.  By the time all inspections were finished we came to today.  The system was tested out, and the only thing left is the interconnection to the utility system.  They are giving me an IPad 2 as part of their promotion.  The IPad 2 is coming with an app that will keep me apprised of my solar systems status.  There is NO Android app as of yet, but I already figured that out, and have the capability of seeing the info on my Android.  The installation crew was very nice, and did a very good job.  There were no problems, and they worked around us in every possible manner.

On top of those savings we also signed up with one of the subsidary utility rates.  Our electric is locked in currently at @11%.  In September we are going to change over to a different subsidary so that we can take advantage of lower rates again.

If you are thinking about saving some money on your electric feel free to ask me any questions you have.  I have done all the number crunching manually so that I could see for myself what I will be saving.  My numbers had nothing to do with anyones promises so noone set any expectations.

Here are my calculations…

You can do the same if you have your yearly KwH from your electric company, and you have calculated your yearly spending with your electric company.

  1. Last year I used @17400 KwH
  2. I spent $2962.59 for electric in 2011.
  3. I am being GUARANTEED @6100 KwH (Included with my lease)
  4. Multiply 6100 x JCP&L rate = PowerSavings
  5. Multiply 6100 x JCP&L delivery = Delivery Savings
  6. Add those 2 numbers together.
  7. Subtract those numbers from your yearly spent.
  8. Add your yearly lease cost.
  9. The final number is what you would have spent last year if you were on solar electric.
  10. We have come to calculations of @$500-600 savings after all costs. (This number does not include any extra electric that we generate over the 6100 KwH.  That electric is ours for FREE.)

Send me an email, or leave a comment here if you want me to send you a link so that you can benefit from the promotions that are running.  Currently they are offering a $500 bonus, and a IPad 2 if you are referred in by another customer.

My email is: JMarsden92@Comcast.Net

My Sungevity referral number is: 121828.  Use this number when going through the website for your IQuote.

Not All Money Is Worth Its Weight

My Uncle L was talking to me about value of things a few weeks back.  We were discussing where we would be now if we had made an investment in gold a few months back.  We then got to talking about some coins that are being offered for sale, like the Morgan dollars.  For the most part I don’t want something that isn’t going to be worth more than when I bought it.

Right now gold is at a point where people that bought in back some time ago are pretty much set contingent on them watching it for when it ever drops.  I wish I had the money that it would have taken to buy in, but money has been tight.

Any get rich quick ideas that work going on that you can tell me about?

MagicJack Plus Second Week Review

Around my house we have been going through almost everything trying to cut bills.  One of our most recent cuts was our home phone service.  We were paying Verizon @$35 per month for a phone number with NO long distance.

First I checked out the Sprint phone system that goes onto your Sprint cellular account.  After finding out that there was a $20 charge monthly I quickly decided against it.  I recently heard the quality of this service while talking to someone.  I am very glad that I didn’t go that route.  It sounded like the other party was talking through a tin can.

What I did was I went online and did some research on the NEW MagicJack Plus unit.  The first thing I did was to make sure that my home number could be ported over.  Yes.  The next thing was to confirm faxing capability.  Yes.


Let’s talk about savings…

The cost for MagicJack Plus service is $29.99 per year.

Installation was a snap.  Plug the MagicJack Plus into the computer, and register the unit.  Then take the unit and plug it directly into your router.  No other work needs to be done.  After that you can go to the My MagicJack site to configure anything else you need.

With that being said I must forewarn everyone so that they avoid aggravation later.

Magicjack Plus is capable of faxing.  The hitch is that the fax machine needs to be capable of auto speed changing.  This is common with most run of the mill fax machines.  I have a Magicolor 4690MF that will probably work, but being I haven’t found the correct sequence of changes to the TX settings I had to put my old fax/printer online just for faxing.

With all the money we are trying to save we should be able to keep living the way we are, but the difference is that the economy isn’t going to make me a statistic.  Maybe this year I will even get to send out holiday cards because I can actually afford them this year.

I will update everyone again in a few more weeks after I have tried it out a bit longer.